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Support · UK 2026

Getting support, helplines, clinics, family, money

This is the support chapter, written from the money side of gambling harm as much as from the treatment side. It sits on the view that a caller who has already been deep in offshore deposits often needs a debt-advice conversation and a bank conversation in the same week as the treatment conversation, and that all three sit on lines that answer without a fee. The page gathers the National Gambling Helpline, GamCare Money Guidance, StepChange, National Debtline, the Debt Advice Foundation, the NHS specialist gambling clinics under the National Gambling Treatment Service, GamAnon for family and carers, and the practical bank-side routes that hold a position steady while an advice plan is drawn up.

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  • Independent
  • Public sources
Illustration for support routes covering helplines, clinics, family and money
01

Talk to someone today, the helpline

The National Gambling Helpline on 0808 8020 133 is the first line to try before anything else on this site. It is operated by GamCare, funded through GambleAware, free from any UK phone including mobile and landline, and runs twenty-four hours a day, seven days a week. It does not close on public holidays. Calls are answered by trained advisors who can talk through what is going on with the caller directly, or with a partner, a parent, an adult child, a sibling, a housemate or a friend calling on behalf of someone else. The line does not judge, does not require a name, does not require an account with GamCare and does not require prior contact with the NHS. From a helpline conversation, callers can be signposted to face-to-face treatment, online support groups, family and carer services, structured self-help programmes, and specialist debt advice through GamCare Money Guidance.

It is worth stating plainly that the number is not a marketing line and does not appear on this page by any commercial arrangement. It sits at the top of the support chapter because the site would not be a public-information site without it, and it is repeated at the foot of every content page on the same reasoning. If the phone is not the right channel, GamCare also runs the NetLine web-chat service and an email route through the same organisation, and BeGambleAware maintains an information hub and a directory of local services alongside. If the moment is a crisis rather than a conversation, the number to try instead is the Samaritans on 116 123, free from any UK phone, twenty-four hours a day. A caller can end a first helpline conversation with nothing more than a listened-to conversation and a written note of what to try in the next twenty-four hours, and that is a valid outcome.

02

BeGambleAware and the education resources

BeGambleAware is the education, awareness and prevention layer that sits behind the National Gambling Helpline. It is the operating brand of GambleAware, the independent charity that commissions treatment and support services across Great Britain and that funds the helpline through a grant to GamCare. Its website carries a straightforward information hub aimed at the general public, with plain-language explanations of how gambling harm develops, what the early signs look like, how the treatment pathway is structured, and how to reach a range of services in one place. It also maintains a searchable directory of local services, including specialist gambling clinics, community-based counselling, and family services, indexed by postcode so a caller can find the nearest option.

Under the new Statutory Levy framework in force since 6 April 2025, GambleAware sits alongside NHS treatment routes and Office for Health Improvement and Disparities prevention routes as one of the funded delivery channels for gambling-harm services. The first-year yield of the levy, roughly £120 million, is split with 50 per cent to NHS treatment, 30 per cent to OHID-led prevention and 20 per cent to research through UKRI and the UKGC. For a reader trying to make sense of who runs what, the practical takeaway is that GamCare runs the helpline and much of the frontline service, GambleAware funds much of the delivery and awareness layer, the NHS provides specialist treatment through the National Gambling Treatment Service, and BeGambleAware is the reader-facing brand that ties the education and prevention layer together. All four operate free at the point of use.

A closer look

The BeGambleAware information hub includes self-assessment tools, downloadable resources and short guides for family members. These are not a substitute for a helpline conversation, but they can be a useful ten-minute step for a reader who is not yet ready to pick up the phone. The site also carries clear information on the difference between the treatment service and the debt-advice service, on the reasoning that many callers arrive with the assumption that gambling harm and problem debt are handled by the same team, when in practice the two are separately organised and best approached in parallel. Approaching them in parallel, rather than sequentially, is what most callers who have come through the service report as the change that made the difference.

03

NHS specialist gambling clinics in England

NHS specialist gambling clinics operate across the United Kingdom under the National Gambling Treatment Service. In England the network includes the National Problem Gambling Clinic in London, along with regional clinics in the North West, the North East, the West Midlands and other regions, each offering structured psychological therapy for gambling disorder alongside peer-support and family-support strands. Access is by GP referral, by direct referral through GamCare, or, in some regions, by self-referral through the clinic's own intake team. Treatment is free at the point of use and follows a National Institute for Health and Care Excellence-informed evidence base, typically anchored on cognitive behavioural therapy. Where the presentation includes co-occurring mental-health concerns such as depression, anxiety or substance use, the clinic will usually coordinate with primary care or with an existing mental-health team rather than duplicating the work.

The clinics maintain online options for callers who cannot attend in person, and the intake team will discuss whether an online-first pathway is appropriate at the point of referral. Wales and Scotland have their own service configurations under the same treatment framework, with the same free-at-the-point-of-use principle and the same evidence base. Waiting times vary by region and by presentation, and the referral team will set expectations at the point of intake. In the meantime, a caller can hold a supportive contact with the National Gambling Helpline, use the NetLine web-chat, attend a peer-support meeting, and take a first pass at the money-management side of the situation through GamCare Money Guidance or a debt-advice charity. None of the interim steps requires treatment to have begun.

04

Peer support and Gamblers Anonymous meetings

Gamblers Anonymous is a fellowship of people who share their experience, strength and hope with each other so that they may solve their common problem, in the language of the fellowship's own preamble. Meetings run across the United Kingdom, both in person and online, and are open to anyone with a desire to stop gambling. There is no fee. The fellowship is not affiliated to any treatment provider, does not require a referral, and does not require the attendee to speak. GA meetings sit alongside rather than instead of clinical treatment, and many callers who come through the National Gambling Treatment Service report attending meetings during and after the structured therapy phase.

GamCare also runs a broader set of peer-support strands, including topic-based support groups delivered online and structured self-help programmes that a caller can work through with the support of a facilitator. The choice between GA, a GamCare group and clinical treatment is not an either-or. A caller can attend all three in the same month if that is what fits, and the various strands are designed to reinforce rather than compete. A first GA meeting, in the same way as a first helpline call, can be a listened-to hour and nothing more, and that is a valid outcome for the meeting.

Key points

  • National Gambling Helpline 0808 8020 133, free, 24 hours, seven days a week
  • NHS specialist gambling clinics free at the point of use, referral through GP or GamCare
  • GamCare Money Guidance for the money-side conversation alongside treatment
  • StepChange, National Debtline and Debt Advice Foundation for structured debt advice
05

Family support, GamAnon and how to start the conversation

GamAnon is the peer-support fellowship for family members affected by another person's gambling. It runs meetings across the United Kingdom, both in person and online, and is open to partners, parents, adult children, siblings, housemates and friends. Meetings sit alongside the Gamblers Anonymous fellowship but are not the same organisation and are not attended by the person whose gambling has led the family member to seek support. The fellowship is not a treatment provider and does not require a referral. It sits as a first point of contact for a family member who is trying to understand what to do and what not to do, and it complements the family-focused strand at GamCare that a caller can reach through the helpline.

Starting the conversation with the person at the centre of the concern is the piece that many family members find hardest and that guidance from the National Gambling Helpline is specifically designed to help with. The advisor can talk through what to say, what not to say, when to say it, and how to hold the conversation without turning it into an ultimatum that closes off the routes into treatment. The advisor can also talk through joint-account, shared-card and shared-tenancy questions where the family member is trying to hold a position that does not itself do harm. There is no expectation that the family member should be trying to fix the gambling; the framing is that the family member is trying to hold a supportive line while the person at the centre reaches a service.

A closer look

Family callers should be aware that the helpline treats their call as its own conversation rather than as a proxy call for the absent third party. That distinction matters because the advisor's role in a family call is to support the caller as a person in their own right, not to gather information for a later intervention. The person at the centre of the concern retains the choice about whether to engage with any service, and the family member's role is not to force that choice. Where the family member is under financial pressure from the situation, StepChange, National Debtline and the Debt Advice Foundation each offer joint-account and household-budget conversations without requiring the other party to be present.

06

Money tools, deposit limits and card blocks

The money-side of gambling harm is often the harder side to talk about, and it is the side that a caller with offshore deposits on the statement most often arrives with in mind. GamCare Money Guidance is a specialist strand of the wider GamCare service that helps callers work through the money-side consequences alongside the treatment side. Advisors can talk through the direct-debit list, the standing-order list, the gambling-adjacent subscriptions that drift below the attention line, and the priority-debt sequencing that shapes which lines to talk to first. Where a debt-advice caseworker is the right next step, the advisor will signpost into StepChange (0800 138 1111), National Debtline (0808 808 4000) or the Debt Advice Foundation (0800 043 40 50). All three are free, and all three can produce a written income-and-expenditure statement that a bank collections team is required to treat as advice under the Financial Conduct Authority's collections rules.

On the bank side, the vulnerable-customer team at the caller's bank is the piece that most readers do not know they can ask for by name. UK banks are required under the FCA's Consumer Duty and the vulnerable-customers guidance to identify vulnerability and to adjust their service accordingly, and a conversation with the vulnerable-customer team can result in freezing outbound gambling debits, restructuring interest on overdraft or credit-card balances, and holding collections activity for a period while an advice plan is put in place. Alongside that, the gambling switch on HSBC, Monzo, Starling, Lloyds and Barclays current-account cards sits at the authorisation layer of the card, in-app spending alerts sit at the account level, and the merchant-blocking rules that some issuers now allow can close off the specific merchants that have been drawn to. The framework is explicitly protective. A caller does not need to have arrived at a diagnosis to use it.

Worth noting Asking for the vulnerable-customer team by name is a plain sentence: "I would like to speak to your vulnerable-customer team." Every UK retail bank has one. The team will not judge, and the framework is designed exactly for this conversation.
07

How to help a friend who is playing offshore

A friend or family member noticing offshore-deposit patterns on a shared statement, or on a conversation about money that has drifted into new territory, sits in the position that the family-strand of the helpline is designed for. The first step is not an intervention. The first step is a call to the National Gambling Helpline on 0808 8020 133 that the friend or family member makes for themselves. The advisor talks the caller through what they have noticed, what the range of options looks like, how to hold a supportive line without turning it into an ultimatum, and how to reach any of the onward services if the caller decides that is the next step. That conversation does not require the person at the centre of the concern to know it is taking place, and it does not put the caller in the position of having to speak on that person's behalf.

Where the shared money position has already been affected, StepChange, National Debtline and the Debt Advice Foundation each hold conversations that involve one party in a joint account or a household budget. That is a normal part of debt-advice practice, and the debt-advice caseworker does not treat one party as suspect and the other as blameless; the caseworker treats the household position as the unit of the conversation. Where the friend or family member is worried about the immediate safety of the person at the centre of the concern, the routes are the Samaritans on 116 123, the emergency services on 999 in the case of immediate risk, and the mental-health crisis lines run by the local NHS trust which are indexed through NHS 111. This site does not treat those as gambling-specific routes, because they are not; they are general safety routes that apply to any moment of crisis.

08

What a first call to the helpline actually feels like

A first call to the National Gambling Helpline is shorter and less clinical than most first-time callers expect. The advisor answers within a small number of rings and opens the conversation by asking what has brought the caller to the phone that day. There is no form. There is no assessment battery at the front of the call. The caller answers in whatever level of detail feels manageable, and the advisor listens. From that starting point, the conversation develops into whatever the caller needs it to be. For some callers, the shape is a listened-to conversation about a difficult week and a plan for the next twenty-four hours. For others, the shape is an onward referral into face-to-face treatment through the National Gambling Treatment Service, with the advisor placing the referral in the same call. For others still, the shape is a signpost into GamCare Money Guidance or one of the debt-advice charities in the same week.

The advisor does not tell the caller what to do about gambling. The advisor helps the caller think through what the pattern has changed about their position and what the range of next steps looks like. That structured, non-directive conversation is a resource that most readers do not know they have access to, and it is designed exactly for the population that reaches the moment of decision unsure of the next step. Every content page on this site ends with the helpline banner for that reason. It is the single most protective step a reader can take, it is free, it does not require an account, and it does not require the reader to have decided anything at all before picking up the phone. A caller can dial the number, stay on the line for a minute, decide the call is not what is needed today, and hang up without any onward consequence.

Read next

Sources and verification

Verified against public UK sources at gamblingcommission.gov.uk and gov.uk. Last checked 5 August 2026.

O
Written by Oliver Ashton-Reed
Reviewed by Yasmin Cardoso, ex-Monzo AML compliance lead, updated 5 August 2026

Frequently asked questions

Is the National Gambling Helpline really free and confidential

Yes. The National Gambling Helpline is operated by GamCare on 0808 8020 133, is free from any UK phone, runs twenty-four hours a day, seven days a week, and does not close on public holidays. Callers do not need to give a name, do not need a prior account with GamCare, and are not required to move on to any onward service. The line is funded through GambleAware and appears on this site for public-information reasons only.

What is GamCare Money Guidance and who can use it

GamCare Money Guidance is a specialist strand of GamCare's service that helps callers work through the money-side consequences of gambling harm alongside the treatment side. Advisors can talk through budgeting, direct-debit review, gambling-adjacent subscriptions and priority-debt sequencing, and can signpost into StepChange, National Debtline or the Debt Advice Foundation where a debt-advice caseworker is the right next step. It is free to use and does not require a treatment referral.

How do I talk to my bank if I am already deep in offshore deposits

Ask for the vulnerable-customer team by name. UK banks are required under the FCA's Consumer Duty and the vulnerable-customers guidance to identify vulnerability and to adjust their service accordingly. A conversation with the vulnerable-customer team can result in freezing outbound gambling debits, restructuring interest on overdraft or credit-card balances, and holding collections activity for a period while an advice plan is put in place. The team will not judge; the framework is explicitly protective.

What does an NHS specialist gambling clinic actually do

An NHS specialist gambling clinic under the National Gambling Treatment Service provides structured psychological therapy for gambling disorder, typically cognitive behavioural therapy, alongside peer-support and family-support strands. Access is by GP referral or by direct referral through GamCare, and the treatment is free at the point of use. Clinics operate across England, Wales and Scotland, with online options for callers who cannot attend in person.

Where can a family member call if they are worried about someone else

The National Gambling Helpline on 0808 8020 133 accepts calls from partners, parents, adult children, siblings, housemates and friends calling on behalf of someone else, and does not require the person at the centre of the concern to be present or to have agreed to the call. GamAnon runs peer-support groups specifically for family members affected by another person's gambling, and BeGambleAware maintains a directory of local family services alongside.

Talk to someone today

The National Gambling Helpline is free, confidential and open 24 hours a day, seven days a week.

0808 8020 133 GamCare, free, 24 hours